Tuesday, May 5, 2020
Welcome to day five of my great Friday. Perhaps we will finally finish Friday today, but I would not hold your breath. I keep getting distracted and run out of room on my journal page. I could, of course, write more than one page on any given day, and I have in the past, but what fun would that be? My writing brain was reinvigorated on Friday and now I look at it almost as a challenge. How many days can I write about one single day? We have a fifty-fifty shot it will be only five and not stretch out to six.
I was feeling pretty awesome as I rolled home from the shopping center. The weather was fantastic, and I was excited to get home and order my shredder through the OfficeMax website. When I arrived home, my girls were still at my house, and their dad had already come home from work. I rolled in front of my computer and my day fell apart again. Donald gave me my mail and it included my escrow statement. My escrow shortage is usually 50 dollars or less. This year, thanks to our exploding housing market, my escrow shortage is 160 dollars.
Okay, 160 dollars is not really that big of deal. Until Friday, I have spent probably less than 100 dollars total during the past eight weeks (maybe even after Friday). Both my personal credit cards had zero charges on them this past month. The point is 160 is a whole lot more than 50 in one year. I could choose to roll the 160 dollars into my monthly payment, which is what I have done for most of the past several years or I could pay it in full. I mailed the check yesterday.
I could not justify taking away 13 dollars of extra principal from my mortgage payment each month since I would like my mortgage balance to be as low as possible when I pass. I have already paid $240.77 in extra principal since I started my GoFundMe campaign. I have been given 120 dollars directly and the rest through the GoFundMe campaign. I am not sure when I will start actually asking people to donate to my GoFundMe campaign. There are too many people wondering where their next meal is going to come from. Hungry people need money so much more than my family needs a mortgage-free home. Yes, it would be a great gift to give, but my family can pay a mortgage and still afford food on the table.
After I was slapped in the face with my unexpected 160-dollar escrow bill, I found out my seven-year-old, Mika’s, piano teacher, who had cancelled lessons until May, is now cancelling lessons until August. I get it, the teacher would be in fairly close contact for a half-hour lesson, but I am disappointed because Mika really likes playing piano. I really do want everyone to be safe and healthy and I simply wish Mika would do her schoolwork as readily as she hops up to practice her piano.
My biggest disappointment of the day was OfficeMax. I left my local OfficeMax store earlier on Friday loving OfficeMax. Now I think OfficeMax policy makers are jerks and I plan to only shop in their physical stores going forward. I typed in the product number the wonderful clerk at the store had given me to purchase the shredder that was $15 off and discovered it was only $11 off on the website. I chose the live chat option and asked the representative if they would price match the store.
I was told, “I am sorry, we do not price match with the store, online price and store’s price are different most of the time. If you need the price which is at the store, you need to purchase at the store directly.” So… OfficeMax will give you “free” store pickup when you order a product from their website, but you pay more than if you buy the same product directly from their store.
My piece of advice to you is to not let the bad parts ruin the good parts. Yes, I am annoyed with OfficeMax online, but I still love my local OfficeMax employees and will shop there again.
Until next time,
Susanne
Please check out my GoFundMe page.
Welcome to day five of my great Friday. Perhaps we will finally finish Friday today, but I would not hold your breath. I keep getting distracted and run out of room on my journal page. I could, of course, write more than one page on any given day, and I have in the past, but what fun would that be? My writing brain was reinvigorated on Friday and now I look at it almost as a challenge. How many days can I write about one single day? We have a fifty-fifty shot it will be only five and not stretch out to six.
I was feeling pretty awesome as I rolled home from the shopping center. The weather was fantastic, and I was excited to get home and order my shredder through the OfficeMax website. When I arrived home, my girls were still at my house, and their dad had already come home from work. I rolled in front of my computer and my day fell apart again. Donald gave me my mail and it included my escrow statement. My escrow shortage is usually 50 dollars or less. This year, thanks to our exploding housing market, my escrow shortage is 160 dollars.
Okay, 160 dollars is not really that big of deal. Until Friday, I have spent probably less than 100 dollars total during the past eight weeks (maybe even after Friday). Both my personal credit cards had zero charges on them this past month. The point is 160 is a whole lot more than 50 in one year. I could choose to roll the 160 dollars into my monthly payment, which is what I have done for most of the past several years or I could pay it in full. I mailed the check yesterday.
I could not justify taking away 13 dollars of extra principal from my mortgage payment each month since I would like my mortgage balance to be as low as possible when I pass. I have already paid $240.77 in extra principal since I started my GoFundMe campaign. I have been given 120 dollars directly and the rest through the GoFundMe campaign. I am not sure when I will start actually asking people to donate to my GoFundMe campaign. There are too many people wondering where their next meal is going to come from. Hungry people need money so much more than my family needs a mortgage-free home. Yes, it would be a great gift to give, but my family can pay a mortgage and still afford food on the table.
After I was slapped in the face with my unexpected 160-dollar escrow bill, I found out my seven-year-old, Mika’s, piano teacher, who had cancelled lessons until May, is now cancelling lessons until August. I get it, the teacher would be in fairly close contact for a half-hour lesson, but I am disappointed because Mika really likes playing piano. I really do want everyone to be safe and healthy and I simply wish Mika would do her schoolwork as readily as she hops up to practice her piano.
My biggest disappointment of the day was OfficeMax. I left my local OfficeMax store earlier on Friday loving OfficeMax. Now I think OfficeMax policy makers are jerks and I plan to only shop in their physical stores going forward. I typed in the product number the wonderful clerk at the store had given me to purchase the shredder that was $15 off and discovered it was only $11 off on the website. I chose the live chat option and asked the representative if they would price match the store.
I was told, “I am sorry, we do not price match with the store, online price and store’s price are different most of the time. If you need the price which is at the store, you need to purchase at the store directly.” So… OfficeMax will give you “free” store pickup when you order a product from their website, but you pay more than if you buy the same product directly from their store.
My piece of advice to you is to not let the bad parts ruin the good parts. Yes, I am annoyed with OfficeMax online, but I still love my local OfficeMax employees and will shop there again.
Until next time,
Susanne
Please check out my GoFundMe page.